Loan Criteria

Loan Programs & Criteria

At Strauss Commercial, we structure financing solutions for a wide range of commercial real estate transactions - whether you're acquiring, refinancing or navigating a more complex situation.

We work with an extensive network of lenders to source competitive options across nearly all property types nationwide. From straightforward deals to more challenging scenarios, we focus on getting your loan structured properly - and across the finish line.

Multifamily/Apartment Loans

It's no secret that multifamily properties are a great investment, and we've got access to some of the most aggressive loan programs available in the market today.

Rates starting from around 5.75%
3, 5, 7, and 10 year fixed programs
30 year amortization periods
Fannie Mae and Freddie Mac agency loans available
Minimal prepayment penalty, non-recourse and interest-only options available
LTVs up to 75% (conventional) or 80% (agency)
Stated programs available - NO taxes required!

Retail/Office/Industrial Loans

Whether you've got a strip center, single tenant NNN retail, medical office or

a light industrial warehouse space, Strauss Commercial has got you covered!

Rates starting as low as 5.50% for single tenant NNN
Rates from 5.85% for other property types
3, 5, 7 and 10 year fixed options
20, 25 and 30 year amortization periods
LTVs up to 70%
No prepayment penalty options
Non-Recourse & Interest-Only Options in some cases
Special purpose (e.g. hotels, auto-related) programs available

Owner/User & SBA Loans

Looking to buy a new building for your business or office, or expand your operations with a new location? We can help you with extra special loan options for owner-user borrowers.

Attn Doctors & Dentists: Special programs for medical professionals, including zero percent down options!
Rates starting from around 5.99%
A wide variety of terms including 15/15, 20/20, 30/10, or 25 year fully fixed loans. Great long-term options.
Extra high LTVs including up to 85% conventional or 90% SBA
Creative structures including lines of working capital
All business types acceptable including automotive-related
Both SBA (504 & 7A) and conventional lending options avaialble depending on your business needs

Private Money & Bridge Loans

If you're short on time or can't qualify for a traditional bank loan,

these programs can get you out of a tight spot in a hurry!

Virtually all property types qualify
Rates starting at 7.99%
Loan closings in as little as 7-10 business days
Loan terms from 6 months - 5 years
NO prepayment penalty - cash now, refinance later!
LTVs up to 70% (commercial) or 65% (residential)
Construction and development loans available
Perfect for under-performing properties
Excellent options for Cannabis-related businesses

NOTE: Best interest rates available for high quality properties with low LTVs in good areas.

All loans subject to varying borrower financial and credit qualifications.

* Almost all property types

* Nationwide

* Quick Closings

* Low rates & fees!

* Creative Financing Solutions

* Conventional Loans

* Private Money Loans

* Construction Loans

* Bridge Loans

* Investment & Owner-User

Creative Financing. Strategic Execution. Tough Deals CLOSED.

Rates starting from around 5.75%

3, 5, 7, and 10 year fixed programs

30 year amortization periods

Minimal prepayment penalty, non-recourse and interest-only options available

LTVs up to 75% (conventional) or 80% (agency)

Stated programs available - NO taxes required!

Rates starting as low as 5.50% for single tenant NNN

Rates from 5.85% for other property types

3, 5, 7 and 10 year fixed options

LTVs up to 70%

No prepayment penalty options

Non-Recourse & Interest-Only Options in some cases

Special purpose (e.g. hotels, auto-related) programs available

Attn Doctors & Dentists: Special programs for medical professionals, including zero percent down options!

Rates starting from around 5.99%

A wide variety of terms including 15/15, 20/20, 30/10, or 25 year fully fixed loans. Great long-term options.

Extra high LTVs including up to 85% conventional or 90% SBA

Creative structures including lines of working capital

All business types acceptable including automotive-related

Both SBA (504 & 7A) and conventional lending options avaialble depending on your business needs

Virtually all property types qualify

Rates starting at 7.99%

NO prepayment penalty - cash now, refinance later!

LTVs up to 70% (commercial) or 65% (residential)

Construction and development loans available

Perfect for under-performing properties

Excellent options for Cannabis-related businesses